Myths of freebies

0% Finance: We are buying the product at its MRP, without getting any discounts.

Cash Back Offer: It is a Cash Discount on next vacation with a promise of spending a minimum amount.

No EMI till possession: The Company pays the pre-EMI interest and not the principal.

Guaranteed Returns: Returns subject to market risks hidden in the fine print.

Fixed Teaser Rates: Rates fixed only for a year or two, after which floating rates kicks in.

Courtesy: Money Today