Myths of freebies
0% Finance: We are buying the product at its MRP, without getting any discounts.
Cash Back Offer: It is a Cash Discount on next vacation with a promise of spending a minimum amount.
No EMI till possession: The Company pays the pre-EMI interest and not the principal.
Guaranteed Returns: Returns subject to market risks hidden in the fine print.
Fixed Teaser Rates: Rates fixed only for a year or two, after which floating rates kicks in.
Courtesy: Money Today