Full Filling Day


Came to Madurai on a days trip which was just to put some signatures to avail a loan… There was some hiccups but things ended with a result which is what matters…

Reached Madurai & I was picked by Major… He gave me Road Trip CD to watch which both of us use to hunt for & finally he got thru it… And day started with Road Trip & then started the confusion part… An essential document required as a part of documentation… Then Bala promised to send it before 12 in the noon & he kept to his words…

By the time I signed and Jegan reached the bank; manager of the bank left for some field visit… I got down as the entire purpose of my travel would have become waste if the work was not completed on the same day… The reason is;

  • We wasted a lot of time because of a useless NBFC Sriram City Union… They prolonged our application with lots of crazy policies & finally they were not offering the loan amount which we needed…
  • We badly needed a Gen Set as we have 3 hours of scheduled power cut along with some sundry hours which is not scheduled…

Finally I got a call from Jegan by 4  o clock asking me to come to the Bank to finish the formalities… Then it was a 30 min documentation formality & I had to sign some 15 – 20 pages… Any I immediately got the Demand Draft in the name of the vendor…

I take this opportunity to thank my friend Laxman without whom this would not have happened because;

  • I didn’t have an account with the Bank.
  • No rapport with the Manager.
  • Gave no collateral.

It was only for Laxman’s face value and thanks a lot my friend for this timely help… I’ll definitely bring you pride dude :)… Also I must thank the Branch Manager for taking the risk & offering us this loan… Jegan for his constant follow-ups & co-ordination between Bank Manager & CCS and making this happen… Also must thank Bala Murugan for his efforts to prepare all documents requested by the Bank…

It is time to stop helping friends monetarily


I know it would be rude on my part o make this post. But my frustration had gone sky high and i want to break it some how and i don’t have another choice other than to write about it here.

Till now I’ve lent money to many of my friends and that is the tune of Rs.2,00,000/-. The timing of the help was at a time when they needed it and now when I’m in need of the money and when I ask then to repay what I’ve lent their behavior upsets me.

Normally when I lend money I do it that I might not get the money back. But I in less than a month I’ve helped a friend by making a payment using my credit card. Now he has not returned the money back and I have to pay the interest for 40K which i”ve used from that card.

Another friend of mine had got money from me 2 years back promised to return it within a month. Now when I call him he keeps dragging by telling he will give it in a day or two. But i’ve not got my money back.

There are more such stories but the result is the same. So, from now i’ve decided no to help anyone monetarily.