Tag: money

At 40, I Lost Everything. At 45, I Am Back to Zero.


At 40, I lost almost everything.

I was negative in money. Negative in people. Negative in morale. And completely negative in confidence.

The last five years were not about becoming successful again. They were about slowly bringing myself back from negative to neutral.

Today, at 45, I can honestly say I have reached zero.

Zero may not sound like an achievement to others. But when you have lived below zero for years, reaching zero itself is a victory.

From here, I know I will grow positive again.

These are 15 things I realised during these five years. I wanted to document them because many people reaching this age—and going through a similar phase—may face the same struggle.

1. Stop Thinking You Are Old

At 45, I am not finished. I still have enough time to rebuild, grow and create something meaningful.

2. Fix Sleep First

When sleep is broken, the mind, body and decisions also get broken. Nothing improves until sleep improves.

3. Decide What the Next 20 Years Should Look Like

I cannot change the last five years. But I can decide what I want my life at 65 to look like and start working towards it now.

4. Know Your Health Numbers

Ignoring health does not make the problem disappear. Know the numbers, accept the reality and take action early.

5. Move Away From People Who Drain You

Some people do not destroy you loudly. They quietly consume your time, peace and confidence for years. Distance is sometimes the only solution.

6. Stay Around People Who Make You Think Bigger

The people and ideas we follow every day slowly shape our thinking. Choose those who make you learn, act and grow.

7. Let the Old Identity Go

I cannot keep trying to become the person I was in my thirties. That chapter is over. I am allowed to build a new version of myself.

8. Put Every Rupee on Paper

Loans, dues, income, expenses and assets—write down everything. Financial recovery starts only when we stop avoiding the actual numbers.

9. Say No to Unnecessary Obligations

At this stage, every yes takes away time, money or energy from something else. If it does not support where I am going, I must learn to say no.

10. Stop Explaining Yourself

People who benefited from the old version of me may not like the new boundaries. I do not have to keep explaining why I changed.

11. Learn One Skill That Opens a New Door

One useful skill can change income, confidence and direction. Learning at 45 is not late—it is necessary.

12. Protect One Morning Habit

A walk, workout, reading, writing or quiet thinking—have one habit that belongs only to you. Protecting the morning changes the rest of the day.

13. Be Careful What You Consume

Most online content adds noise, fear or comparison. What I consume every day will either strengthen my mind or weaken it.

14. Do What the Old You Would Have Avoided

Make the difficult call. Start the work. Ask for help. Take the first step. Recovery begins when actions change.

15. Rebuilding at 45 Is More Powerful Than Drifting at 35

At 35, I had more time but less clarity. At 45, I may have less time, but I have experience, purpose and a better understanding of what matters.

I lost everything at 40.

It took five years to come back to zero.

Now I am not restarting with nothing. I am restarting with lessons, experience and clarity.

The next journey is from zero to positive.

The Price of Money: Trading Freedom for Financial Security


Money is often considered to be the ultimate goal in our modern society. We work tirelessly to earn it, save it, invest it, and spend it. But have you ever stopped to think about the true cost of money? Sure, it can provide a sense of security and freedom, but it can also make you do things you don’t want to do.

One of the biggest ways that money can influence our lives is through our careers. Many people choose jobs they don’t enjoy or work long hours in order to earn more money. They may sacrifice their personal time, their health, and their relationships, all for the sake of a bigger paycheck. This can lead to feelings of burnout, dissatisfaction, and even depression.

Money can also affect our relationships with others. People with money often attract others who are only interested in their wealth. They may be forced to deal with unsavory characters or even end up in dangerous situations. In addition, money can cause tension and conflict within families, especially when it comes to inheritance or financial support.

Furthermore, money can lead people to compromise their values and beliefs. Some may engage in unethical or illegal behavior in order to obtain more money, while others may compromise their personal relationships or integrity for financial gain. This can lead to feelings of guilt, shame, and self-doubt.

Ultimately, money can be a double-edged sword. While it can provide a sense of security and freedom, it can also lead us down paths we would rather not take. It’s important to remember that money is not the only measure of success, and that true happiness and fulfillment often come from living a life aligned with our values and passions. So, the next time you find yourself doing something you don’t want to do for the sake of money, take a moment to reflect on your true priorities and values

Looking to invent a machine to print Original Currencies of Countries ;)


If I’ve possessed any engineering skill where I could build a machine/gadget then I’d build World’s Best Currency Maker!!!

  
With this machine I could print a lot of money and with that money;

  • I can get a lot of girl friends 😉
  • I can party hard…
  • I can invest in lot of startups!!! I can become an angel investor…
  • I can do a El Chapo whenever arrested 😉
  • I can produce movies and act as the Hero…
  • I can buy some country and become it King…
  • I can travel around the world…
  • I can buy islands, yacht and private jets…

OMG have a log of crazy things coming in mind… 

Pls comment what will you do if I rent the machine to you, for a day??

How Lending Money Killed Friendship!!!


I’ve personally experienced this with a classmate of mine. I lent him money when he was in need. I had to nag him to get that money back. Though he repaid that money in instalments, he cut all sort of communication with me!!!

When I came across this quote it remainder my personal experience… Also I believe most of them would have experienced this 🙂

I had my money and my friend!!!
I gave my money to my friend!!!
I asked my money from my friend!!
I lost my money and my friend!!

An Answer I needed…


Something so obvious is so obviously forgotten…

Habits, karma and and relationships are just a few of the things that can entirely control us without being in our control……

The only way to bring sanity back into our existence is to be sane and do what we can to control our impulses, our emotions and our minds…… from reacting without due process……

The secret of sanity is to stop reacting….. Start acting…….
That is…….. you do not allow the conduct of others to define what you do….. You act in a manner that forces others to act the way you want them to act……

What I say here can be used to create heaven or hell for yourself and all others around you….. All I will say and caution you here is …. Remember that there are two kinds of error in tennis……

Unforced errors and forced errors…… Forced errors arise because we try and respond and react to everything that goes on around us…. You are therefore playing the game your opponent wants you to play and he/she already has a first mover advantage….. There is very little chance that you will win the round…..

The point is to play the game your way….. do not react to what the other person is saying, doing or acting….. Think through your mind/intellect/heart, decipher what you want out of the interaction and then just do what you want to get what you want…. make sure however that what you want should lead to a win win situation for all parties…….

If you always play your game such that a win win win situation gets created all the time, you get what you want, you get what they want to give you as a bonus plus you get to bask in love of all around you…..

Take control of your life by first identifying what you want out of life….. Life is far more than ending up being the richest person in the cemetery…… Now spend time in earning what you want in life….. How do we go about that ?

Let us say you want to earn money….. How do you do that ? In order to earn money, you need to invest money……

You want to earn happiness, you need to invest happiness….
You want fulfillment, you need to invest fulfilllment….

Just as if you want mangoes, you need to plant a mango seed….
Do not expect mangoes if you plant apple seeds……

So therefore if you want true control of your life, learn to plant your own trees, rather than live off the fruits of the trees of others…… What they give you, they control…. do not complain if they serve themselves first……

Trees take a long time to mature and give fruit…. plant your seeds now….. it will take time for them to grow…….

Courtesy: The HIYLife

Indian Money with SWISS Bank


Latest update after Swiss Bank has agreed to disclose the funds…

Our Indians’ Money – 70, 00,000 Crores Rupees In Swiss Bank

1) Yes, 70 lakhs crores rupees of India are lying in Switzerland banks. This is the highest amount lying outside any country, from amongst 180 countries of the world, as if India is the champion of Black Money.

2) German Government has officially written to Indian Government that they (German Government) are willing to inform the details of holders of 70 lakh crore rupees in their Banks, if Indian Government officially asks them.

3) On 22-5-08, this news has already been published in The Times of India and other Newspapers based on German Government’s official letter to Indian Government.

4) But the Indian Government has not sent any official enquiry to Germany for details of money which has been sent outside India between 1947 to 2008.. The opposition party is also equally not interested in doing so because most of the amount is owned by politicians and it is every Indian’s money.

5) This money belongs to our country. From these funds we can repay 13 times of our country’s foreign debt. The interest alone can take care of the Center’s yearly budget. People need not pay any taxes and we can pay Rs. 1 lakh to each of 45 crore poor families.

6) Let us imagine, if Swiss Bank is holding Rs. 70 lakh crores, then how much money is lying in other 69 Banks? How much they have deprived the Indian people? Just think, if the Account holder dies, the bank becomes the owner of the funds in his account.

7) Are these people totally ignorant about the philosophy of Karma? What will this ill-gotten wealth do to them and their families when they own/use such money, generated out of corruption and exploitation?

8) Indian people have read and have known about these facts. But the helpless people have neither time nor inclination to do anything in the matter. This is like “a new freedom struggle” and we will have to fight this.

9) This money is the result of our sweat and blood.. The wealth generated and earned after putting in lots of mental and physical efforts by Indian people must be brought back to our country.

10) As a service to our motherland and you contribution to this struggle, please circulate this note amongst your friends and relatives and convert it into a mass movement by email forwards, blogs etc.

Discover the Deepest Secrets of Money & Wealth Creation


Money is one of the most important and powerful resource. But Money has often been misunderstood and mishandled. The biggest lie you’ve ever heard or spoken is, “Money is not important in my life”. Money is as integral to your being as the air you breathe.

Our natural state is “rich”. Yet somewhere along the line some of us have lost our ability to connect to this huge blessing of abundance that always seems to be one step ahead of our reach.

This program welcomes you to a process of discovering the deepest secrets of money and wealth creation. 

ABOUT THE FACULTY

Suresh Padmanabhan is an excellent communicator and a powerful trainer. He is the creator of the famous “MONEYWORKSHOP” and also the Author of the book ” I LOVE MONEY” , an International Best Seller which has been translated into 11 Indian and foreign languages .

He has toured widely all over the world conducting Money Workshops. His talks have been telecast world wide through Zee networks a leading Indian T.V. Channel.

He has spoken to more than a million people world wide and also to various corporate on varied topics connected with self growth, money, wealth creation, spirituality and the stock markets. He is a columnist with leading magazines.

His aim is to impact the millions of people world wide and raise their level of consciousness in all areas of life especially in aspects pertaining to money and spirituality.

For details visit: http://www.themoneyworkshop.com/ 

PROGRAMME SCHEDULE

Date: 1st August 2009 (Saturday)
Time: 3.30 pm to 6.00 pm
Venue: Nahar Hall a/c , Desabandhu Plaza,
47, Whites’ road, Royapettah
(Next to Sundaram Towers),
Chennai – 600014.

Special Offer for Chennai Entrepreneur Meet up Members: Only Rs.200/- only if you confirm your participation right away by calling 9841438486 ( if you are a member of Life Academy the program is entirely free )

As the seats are limited, we request you to confirm at the earliest to avoid any disappointment.

This program is organized by LIFE ACADEMY – a life skills training organization based at Chennai which aims at creating Leaders of Tomorrow.