Category: Personal

My perception on SOHO has changed!!


Yesterday I went to NABARD office in Madurai and realised it was a SOHO at their Madurai officers house. Also it was NEWS that all NABARD offices in smaller cities are SOHO.

I had a long discussion with NABARD representative, but there was no disturbance from family members.

My personal experience from a SOHO has been horrible and so has been the case of most of my friends. 

At a time when I was convinced that SOHO is a failure, I came across a government office which has successfully pioneered SOHO.

Working hard for Alternate Income


I was 24 when I read this book Rich Dad Poor Dad and it’s been 13 years!!! 

Before getting into the subject, let me give a brief about me!!!

I’m an entrepreneur managing 3 entities which are into Technology Services, Management Consulting and Coffee Business. 

Also I’m fairly doing good with my business!!!

But now where I keep failing for last 13 years is my efforts on creating residual income, which keeps coming even if I don’t work.

In these 13 years I’ve;

  • Purchased Properties
  • Invested in MF’s & Stocks
  • Did Angel Funding & Seed Funding 

After doing all these I found India to be over priced on Properties, MF’s & Stocks. Income from these investments are far less than what is showcased on the book. 

All I can make is the profits that comes from exits and not from Rent or Dividends!!

Also I’ve burned my fingers on Angel & Seed Funding because I made these investments even before the Startup boom and almost all the entities I invested are dead!!! 

But I always enjoyed the experience of being associated with a startup and diverse subject knowledge I gained!!!

With all these failed attempts I’ve come to the conclusion that India is not the right place for creating residual income.

Just looking for anyone who has followed Rich Dad Poor Dad recommendation and made it big in India or is India a wrong place for Rober Kiyosaki’s concepts??

Am expecting response from readers!!

No Mobile Signal for OTP


Sometime’s calamities teaches us how we are dependant or addicted to technologies(or multiple technologies)!!!

It has been 24+ hours since I stayed without internet & mobile signal!!! Eventually there was no Facebook, Instagram, Email, Whatsapp or Talking to friends!!!

I didn’t know how to while away time as there was no radio or TV since there was no power!!!

Couldn’t venture out because of rains and winds and added to that, its all trees on the road!!! My own street was blocked by our mango tree which got uprooted!!!

After all this, I managed to while away the day with much difficulty… Once I woke up it was same situation on Internet, Power and mobile signal but the rains and winds have stopped, so I immediate decided to start to office!!! Nobody could contact me nor I could contact my office folks!!! Anyways I decided to goto office and check!!! To my surprise almost everyone was come before me!!!

Greatest relief after reaching was there was internet & electricity!!! And this is what I badly wanted!!! I couldn’t express the joy or relief!!!

After checking official email, the next thing is to update relatives and friends that we are safe!!!

Then wanted to do my banking transactions and tried to do a NEFT transfer!!! After crossing all the stages I got struck when I was waiting for OTP!!! Only then I realised there was no mobile signal to receive messages 🙂

OTP Screen!!
Waiting to receive OTP!!

Though it is going to take 2-3 days to get back to normal!!! I could sense a great feel of relief!!! Now it is time for FB and Blog!!! 

Then should get back to serious business ;)!!

Enroute to office!!!


On the way to office it all trees on the road!!! But the surprise is people are back to normal life as always!!!

Chakrapani Street!!!
Chakrapani Street!!!
Chakrapani Street near Five Lights looks like a forest!!! The road got blocked!!
Yet another hurdle to office!!! Another street in Kodambakkam!!!
Street at Kodambakkam!!! Had to cross this to office!!!
Grandmother’s Street!!!
Coconut tree at my grandmother’s house!! This tree has sentimental value to me!!! It was planted before I was born, I’ve watered this tree & manures this tree!!! It is really tough to see something die during your lifetime 😦

The damage is more than expected but never see people complaining!!! People have started cleaning the roads without government participation!!!

Cyclone Vardah has Paralised Life


As it is a norm for every cyclone, life has come to an halt this time too!!

  • No electricity!!!
  • Roads water logged and travelling is tough!!!
  • No electricity, No TV!!

Also we have declared holiday for our Chennai office folks… So, not much work to be engaged. Just talking to Madurai office folks and working on all pending tasks!!!

The Three Chaiwalas!!!


Today I’m seriously considering to enter politics!!! Want to see if luck will favour another Chaiwala!!!

RIP Iron Lady


I’m no big fan of Jayalalitha!!! But I admire her;

  • Attitude
  • Persistence
  • Fighting Back

Though her rule has be ridiculed for;

  • Lack of development
  • Corruption
  • Autocratic Decisions

She was able to fight back every time she was written off from politics!!! 

I pray for her soul to rest in peace!!!

It is time to move my loyalty from Naturals Salon



It is time to change my decade long loyalty with Naturals Salon… As a person who has seen their service for a decade, I can feel the deterioration in their service standards…

I remember during the early days there would be a hair wash before a hair cut… That process is stopped long back and when I questioned they said it was management decision to stop it…

Likewise I could see they are cutting down on a lot of things…

Let me share today’s experience!!!

I went for a haircut, shave and oil massage…


Once I was made to sit and in less than 5 min there was power cut… There was one other guy who was having a haircut at that time…

Both the guys who were attending us started wandering as though they had the responsibility to fix the situation… Then the supervisory/incharge called some other guy who knew the process… The guy attending us went up for helping the other person… The left us with a partial hair cut to load the Genset with diesel… There was no courtesy to ask for an excuse from us…

Then after my haircut it was shaving and the person didn’t apply aftershave… This even a roadside salon guy will do it without fail..

Then went for an oil massage and already they have cut down on their time a lot… Now after doing the massage for 10 min he called me for a head wash… I told him until last time I would be put on a heater after my massage… I told him during early days they use to do a massage post heating and that process cut… Now they have stopped putting heater too…


I can understand that focus on customers falls when one concentrates on expansion and monitising the opportunity…

From next time on I’m planning to try some upcoming small or one shop beauty salons which put the emphasise on customers…

Rule by Divide


To rule India, the Britishers exaggerated the Divide on caste, religion and language amongst the Indians, to rule the country and they did it successfully for almost two centuries…

Now even after 68 years of independence we have only increased the divide for political and personal gains for certain individuals!!

Our political system is divided on the lines of;

  • Religion
  • Caste
  • Language
  • Race
  • Leftist Ideology
  • Rightist Ideology
  • Socialism
  • Secularism
  • Atheisms
  • Rich
  • Poor 

And many more without my knowledge… 

Though the beauty of democracy is freedom of speech and dissents… The sad part is every opportunity is killed citing this divide…

This country deserves more than what it is today… The reason for growth stagnation is the divide… Also allowing India to integrate like America is simply a Political Suicide…

So, keeping my fingers to see if a Strong & Integrated India can be implemented!!

Irritating Staff at Toll Points


Getting irritated by the behaviour of toll point staffs…

Today started my drive down to Chennai from Pollachi… My toll started from Coimbatore L&T toll and the toll charge was ₹31 and I gave him ₹50…

The staff sitting on the booth asked for ₹1 or ₹2 or ₹5… When I said I didn’t have change, he made so much fuss & facial gestures before tendering the change…

In the next toll the toll cost is ₹80 & I gave ₹500… The toll staff here showed his frustration by asking what will he do if I give 500 bucks in the morning..

I told the second toll guy that even I’m frustrated paying Toll in spite of paying Road Tax, Income Tax, Service Tax, Sales Tax and many more taxes…

I asked if I’ve option to evade that toll? He said no choice… I told him two things and moved;

  1. He has no choice but to serve me..
  2. He is a public servant and he has to service politely…

Then in my 7th toll point the cost of toll was ₹47 and when I gave him ₹50 he tendered only ₹2… When I asked him for ₹1 he said he is not having change for ₹1…


I told him that is not my problem and I said I’m not moving without my ₹1… Then he went to next counter and got my change back… Again he gave me a staring look…

This is my 7 toll for the day and there were issues with 3 tolls and I’ve 4 more toll points cross… 

There are many other irritating things in tolls like;

  • They give very old/damaged notes as change.. When we ask for a replacement they show gestures…
  • When we accept old/damaged notes and offer the same in next tolls, mostly they deny accepting it…

I don’t have issues accepting such notes provided every toll accepts them…

Also the congestion caused at the toll points is another frustration where we are made to wait for a tax we pay..

These days I’ve accepted such situations and I’ve built an expertise to deal with this toll folks… When I see a person showing attitude I revert back by showing mine…

One experience with a toll staff who denied taking a damaged ₹10 note which I got from a previous toll.. The toll fee was ₹53 and I gave him ₹1000 and I kept returning the change he offered me and frustrated him for 30 min… 

Though I had to become a nuisance for other travellers I wanted to do it to teach them a lesson…

I made the manager attend me and apologise on behalf of the staff… Then I wrote a formal complaint and moved..

I’m not sure if they moved my complaint… It’s been more than 6 months and I got no response from NHAI or the firm which got the contract to operate the Toll…

I’m planning to write a letter to about my experience to Nitin Gadkari under who’s ministry Highway Department comes… Let’s see how the ministry responds..