Category: Personal

The Don – Dream Unfulfilled


Right from my childhood I was inspired by watching lot of Don based movies and when I reached my teens my dream was to become a DON. But parent’s compulsions had changed my focus and still I feel for that…

My first desire to become a don started when I watched the movie Nayagan starring Kamal Hassan. Then subsequently watching Basha starring Rajini Kanth cemented the desire… Then came Ram Gopal Verma’s Satya, After watching Shar Rukh starrer Kabhi Haan Kabhi Naa I got tempted seeing how a don could change marks and that aggravated my desire to be one…

In my teens I tried my hands on some rowdyism within my school and within my county. Most of the time I convinced nerds and kids that I was a Don in the making. But real Goons or Rowdy’s have always over shadowed me and I immediately strike an alliance with them by getting them gifts and I call myself as Small Don.

DSC00889DSC00890Then as time passes my priorities changed and I passed over those dreams. Now I envy looking back those days. After the release of the movie Billa & DON kindly my past and I wanted to take a snap with my friends Rottweiler unfortunately that was very ferocious and I settled with these two snaps… Please let me know if I’ve the looks of a DON…

No help from ICICI Banks Nodal Officers too


forbesindia-cover_29th-julyI got this reply from Office Of Head Service Quality on Tue, Jul 28, 2009 at 12:27 PM for the complaint sent to Nodal officer on Tue, Jul 28, 2009 at 2:37 AM. Though they promptly skipped the damages point they promised to get back on or before August 3, 2009 and till date now one has contacted me. This month of Fobes India’s cover page says How CHANDHA KOCHHAR is remaking ICICI and I think she really has to do a lot of things.

Nodal office is the final hope for any customer and if that is inefficient only God must save this bank which boasts a lot about it. Now I’m left with no option other than to take them legally or escalate to Ms.Kochhar itself.

Dear Mr. Nataraj,

We acknowledge receipt of your e-mail of July 28, 2009 addressed to Nodal Officer regarding  your ICICI Bank Credit Card account number 4477 xxxx xxxx 4003.

The same has been registered vide Service Request SR113863258.

We understand that you have the following issue :

a. Reversal of the amount of Rs 7366.05 which is debited from your saving account. 

b.  Necessary correction in the Credit Information Bureau India Limited (CIBIL) status.

We are looking into the issue and will revert to you on or before by August 3, 2009.

Sincerely,

Sri.Venkateshwara
Office Of Head Service Quality

I’m back again…


I was forced out of blogging for almost 5 days & Courtesy to the mess created by our web server. I was not even given an opportunity to say the famous Terminator punch line I’ll be Back. Initially I was upset with the web server and after investigation we came to know a part of mistake is because of us. Most of Cogzidel’s website were down and were restored quickly and anandnataraj.com was the last to get fixed. Anyway I’m happy it is up and running and thanks to Kannan & Bala Krishnan for their efforts to bring it back.

So it has been like living in a hell without expressing my thoughts and after making blogging as habit you can imagine how it frustrates. There were lots to blog like; 

  • How ICICI and agony continues….
  • Visit to Balaji’s village in Mahabalipuram.
  • My new one sided love story.
  • Review of LUCK.

Now let me take some rest and start posting them one by one from tomorrow.

Bankers think they are over smart


This is the email I sent to Nodal Officer for Lien on my accounts. I got an acknowledgement from them which don’t have reference to damages for the agony caused.

Dear Nodal Officer,

This is to bring to your notice about the irresponsible act on the part of ICICI Bank which has brought tremendous amount of monitory, time and productivity loss which lead to great mental agony.

All my agony started 6 years back when I bought ICICI bank credit card without knowing then that it is going to make my life miserable. I’d like you to go through this blog to know what has happened initially.

http://www.anandnataraj.com/me-icici-cibil

Even I was not happy in making the settlement on 2nd March 2007, I thought my irony is over but it is not. I still had your collection agents coming and disturbing. When I showed them the settlement letter they conveyed an apology. On 22nd July 2009 I got a letter from ICICI bank on Lien attached to my account. I don’t know why it took one week to send me the letter. By the time I received the courier the money was taken from my account.

I can’t understand why it took 4 years for ICICI to take action and don’t know if you don’t even have a process to segregate customers who have made the settlement.

Now your bank has not taken my name from CIBIL, they have taken my money twice which has lead to tremendous mental agony and I don’t know if you can help me out. I’d definitely want the bank to refund my money and pay damages for the trouble it caused me.

I’ve also sent an email to Banking Ombudsman and also I’m taking legal opinion to goto consumer forum.

As a blogger I’ll also take all steps to spread this irresponsible act of the bank.

Also in the last line of Lien of account letter they have sent the phone number without STD code.

Attached scanned copy of Lien on accounts letter, Settlement letter, Payment Receipt.

Thank you for your time.

Regards,
—
——-
S.Anand Nataraj

This is the reply I got from them

Dear Mr. Nataraj,

We acknowledge receipt of your e-mail of July 28, 2009 addressed to Nodal Officer regarding  your ICICI Bank Credit Card account number 4477 xxxx xxxx 4003.

The same has been registered vide Service Request SR113863258.

We understand that you have the following issue :

a. Reversal of the amount of Rs 7366.05 which is debited from your saving account. 

b. Necessary correction in the Credit Information Bureau India Limited (CIBIL) status.

We are looking into the issue and will revert to you on or before by August 3, 2009.

Sincerely,

Sri.Venkateshwara

Office Of Head Service Quality

It is nice to get their acknowledgement and a commitment on time but I don’t know how these bankers try to over smart us… I requested for Reversal, Removal of name from CIBIL and Pay damages for agony caused which they cleverly left it. You can check this paragraph in my email to nodal officer.

Now your bank has not taken my name from CIBIL, they have taken my money twice which has lead to tremendous mental agony and I don’t know if you can help me out. I’d definitely want the bank to refund my money and pay damages for the trouble it caused me.

The Proposal


propose-leap-year_6_444354aOne of my good friend called me and said he has got two proposals. He was happy that a girl proposed him and I was happier than him because I had good reason to ask him a treat. So today we went out for a movie and I thought it would apt to take him to the movie The Proposal.

I don’t want to talk more about that because it is someone’s personal and I didn’t get my friends permission to post even a bit of information he shared him (anyways pal if you read this blog don’t get hot because I didn’t specify your name :d).

Now I’m thinking how it would be if as girl has proposed me. Unfortunately not a single girl proposed me till date and not sure if I’d get that opportunity. I’m sure I’d have cherished if I had such an experience.

Thought I’ve approached girls for date and been successful couple of occasions I still envy people who got proposal from girls and strive to under go the experience.

Anyways let me not leave hope and keep my fingers crossed and wait for the lucky girl.

ICICI Bank and irony continues…


Again my irony with ICICI bank continues. I posted a blog showcasing my experience with them. You can this blog http://www.anandnataraj.com/me-icici-cibil for more info.

clip_image001Now I received this letter from ICICI bank on 22nd July 2009 which says a Lien was attached on my account for non payment my credit card. It further said they will be doing it within a week from the time they have dated the letter and I received the letter after a week. By that time the money was taken from my account on 21st July 2009. Also in the last line they have specified to call their representative Saravathi specifying two phone numbers that too without an STD code. When I tried calling those number from my mobile which is from Chennai region I got Error on connection. I assume that number is a Mumbai number, but I didn’t try coz I thought it was unnecessary to make an STD call and waste my money.

What surprised me is all this problem happened during the year 2005 and I made a settlement during 2007 and four years from the problem they have taken money from my account and even after two years of making the settlement they have not taken my name from defaulters list. Which means still my name is listed in CIBIL. Thought I didn’t apply for loan recently my credibility has been put on stake for mistake on the part of bank. Even on the first time it was not my mistake but I didn’t want to make it an issue. But again for the second time this Bank has proved they are irresponsible.

I’d like to get help of you readers to take the bank on all possible ways and I’d like to have your experience and thoughts. You can help me by giving

  • Legal opinion
  • Possible methods we can take the bank like thru media, legal, ombudsmen etc.
  • Please let me know if you know anyone from media and would like to expose banks irresponsible acts which causes trauma to customers.
  • Also feel free to post it in your blog, share this in twitter and other social media methods.  

Though the amount is not that big for me it created some issues to me are 

  • Paying attorneys which wasted my money
  • Had to call and inform everyone whom I issued to Cheque to stop doing it and then adjust them which has wasted time and caused unnecessary mental agony.

I want to take the bank and expose their act because banks don’t understand the value of a customer and they take us for granted.

Here is the scanned copy of settlement letter and transaction receipt issued by bank two years back.

clip_image002clip_image003

My friend met with acccident..


One of my best mates met with an accident 2 weeks back near Trichy en route to Kodaikanal. It all happened because the driver slept and let the vehicle in a pit. My friend suffered a fracture in the nose and is still recovering from it. Also one of his friends fractured his legs. After coming out from this my friend emailed me the snaps of his vehicle. I know how he worked hard to buy it and the joy in his face was over helming. But today I can see the sadness in his face. He is more worried that his vehicle is no more. But I’m happy that he is safe. Here are the snaps of the vehicle.

  

Driving to Bangalore


One of my friends has got an interview call from a company in Bangalore and the company has promised to reimburse him the petrol charge for driving to Bangalore. So we thought we can club that opportunity for a tour to Mysore or GOA.

So we are driving to Bangalore tonight and will be deciding where we will be up to once his interview gets over. As usual planning for drive his so high and I’m carrying a Red & White WINE bottle.

As usual we will be having our dinner at Khaja Restaurant Ambur. Other than that we have not planning much on how to spend time in Bangalore but for sure it will have a visit to Forum / Garuda Mall and I’ll have a tattoo sprayed for sure.

Sri Iyappan Tiffin Center Snaps


Finally took snaps of Sri Iyappan Tiffin Corner, Madurai. It is a small shop 10 * 10 shop which can server 8 people at a time and it is managed by one Chef who is also the owner of the shop. He is a multi skilled personality and he has some 4 stove and cooks 4+ items at a time and also he can take order and can mentally remember the items consumed by each customer and can make calculations. There are around 40 types of dosas and egg dishes and the center has been covered in Madurai edition of The Hindu. If you are in Madurai or visiting Madurai I recommend you to visit this eggiterian hotel which is open only at nights. If you need assistance for land mark kindly contact me.

For your convenience we have designed a route map (RSVP) to Sri Aiyappan Tiffin Corner.

map-aiyappan-v2

Address: No: 35 , Pandia Vellalar Street,Madurai- 625001.

Hurdles


Off late I’m challenged with lots of hurdles and I think it would be interesting to overcome them… 

  • Yesterday I wanted to blog about Palakkad experience from my uncle’s house and MS-Word really gave me tough time to make my previous post. I think system was affected by some work and when I type a work it will open a new document, file save option, save document, changing the alignment etc. at last with lot of difficulty I made the blog post.
  • Then setting up firewall in office has become a challenge right from the beginning and still we are working on it. Hope we will finish it by the end of next week.
  • Then wanted to make a blog post with the snaps I took from Sri Iyappan Tiffin center and there is some mess-up in the server and unable to upload photos. Now itz time to look into the issue.
  • Wanted to update WordPress to latest version 2.8.2, it asked me to take a backup of DB and files but my host was doing some maintenance and was unable to do that instantly.
  • Yesterday night suffered from insect bits and was unable to sleep well. So in the morning had to wash all the bed spreads and pillow mattress. When I wanted to start the washing work the washing place was full of mud and I had to clean that before starting the washing work. Thought I finished that work it irritates when we have some unexpected things before the work we want to do.
  • Then I asked for mobile charger from office admin and after an hour there was no response and again I had to call back to get it and that to from my BDE. Such small things affect the flow of our work thought they look simple and small.

For now let me sit and fix up things which can be finished by today.