My Five To-Do’s and Life after its Done!!!


There are many To-Do list in my life but let me list the top five;

  1. Exercise and reduce 30 kilos of weight!!
  2. Meditate for an hour everyday!!
  3. Create a Neem Tree forest in a 10 acre barren dry place!!
  4. Survive an year by bartering!!
  5. Sunday’s live with nature by staying disconnected from Internet, Mobile & Television!!

When I come across a day where those to-do’s were accomplished will definitely make me feel happy and I’ll carry a sense of accomplishment!!

Then I’d look out ways to continue task which to-do’s that needs continuity and document other one time to-do’s!

Then I will start thinking What is my next To-Do? And workout ways to get that Done!

Every challenge throws an opportunity!! This is how I got my Opportunity!!!



Became an Entrepreneurship against the wishes of my parents during 1st September 2000 a month or two before the dot-com bubble.I remember it was sometime around December 2001, it was already 15 months of entrepreneurship and things were not getting any simple… World was still reeling under dot-com bubble and 9/11 terror attack has only made matters worse and nothing was gloomy… Life became very challenging and cruel to me as;

  • Money due to my mentor & vendors has started accruing.
  • All my efforts of winning a project was hitting to a dead end. 
  • Criticism from friends and family were getting aggressive every passing day.

But every challenging situation throws a opportunity unknown to us!! Like wise an opportunity one day to my dingy office in an oil go-down. The place was hot, dusty and smelled oil everywhere and I had this 10 year experienced US return who came to me asking for a Job. He was too experienced for me to handle and i was not interested give him an offer. But the conversation between us gave me a new dimension.

US Returnee: Hello Sir!!

ME: SIR?? Who Me?

US Returnee: Yes Sir!!

ME: Yes tell me.. How Can I help you??

US Returnee: I’m looking for a Job. Here is my resume.

ME: Resume read 10 years experience, 4 years in US etc etc. OMG!! I Said, you are too experienced to work under me who doesn’t carry any experience.

US Returnee: No Problem Sir! All i need is a job to engage myself. I didn’t want to stay at home and become dumb.

ME: Sorry, I’m not in a position to offer salary. I think you are in a wrong place.

US Returnee: No Problem Sir!! I’ve earned enough money to survive next couple of years. All I need is a job. Pls consider me.

ME: I don’t have any computers to accommodate you.

US Returnee: No Problem Sir!! I’ve a LapTop and I can bring that. Just give me Job & Projects to work thats enough.

ME: Mind Voice “LapTop ah?? I’ve just seen that on TV commercials and on internet”. Then I told him that I’m not in a position to offer him a job.

US Returnee: I’m ready to offer some money for the Job.

ME: I closed the conversation by telling it is not going to work and I was not interested.

But this situation opened an opportunity in life and I thought why not recruit 3-4 freshers and build a product and leverage on that product. The same day posted a walk-in on a Yahoo Groups for Chennai Freshers .

Again this was like a opening up of another devil. I was sleeping and my mother woke me up telling it was a call from mentor. It was 6.30 AM and I picked the phone and here goes the conversation;

Mentor: What did you do?

ME: I did nothing SIR.

Mentor: There are some 200+ people waiting at the entrance of the office.

ME: 200? I made a post for walk-in in Yahoo Group thats it?

Mentor: What ever goto office and see to it that you are talking to the crowd and send them off ASAP.

ME: Ok Sir!! I’ll be there by 8AM and I’ll handle SIR..

I got ready and immediately drove to the spot. To my surprise the crowd has grown to a couple of 1000’s. My mentor has panicked and has sent his staff to tackle the situation. Already I stared shivering and my brain totally stopped working. Even thought of running away from the situation. But I wanted to handle the situation at any cost because I didn’t want the crowd to damage the office.

I Climbed the compound wall and shouted telling I was a startup, till now it is just me and i’m looking for just 4-5 developers. I thought that is it, but to my surprised every individual started pleading to consider them for that 5 opening. There were people who have traveled from Bangalore, Hydrabad & Mumbai for just a Yahoo Group post. That is how the Job Openings became viral during those recession time.

For me coming out of the walk-in was the only thing on my mind. People used every reasons from sympathy factors, to health issues, to parents health issues, to poverty to get a job. One girl was literally crying when she got rejected and then came her father. Her father said;

Sir!! She is my daughter, she is a gold medalist and her self-confidence has gone down. I’ve not seen her like this & i dont want to see her like this. Here is 1,00,000 INR Sir(It was ready cash)!!! Take this and give her a job. That didn’t look like an opportunity. It only made my already panicked mind into more panic and i rejected that offer and sent that man out. Some how i managed to move away from that day..

After moving from that day it was again days of criticism, push from vendors and desperation to succeed. But no where money was coming. That is were i thought why not I call the US Returnee & The Gold Medalist girl and take a Job Deposit from them. Unfortunately I lost their contact.

From then I started to demand deposit for the job which would be returned after a year. Some how I managed to get Job Deposits from 2 recruits. With that money I could settle all my debts and settle all my commitments with 5 months liquidity. With no distraction for 5 months I could turn things by 3rd month and there was no looking back from then.

Life is not a Not Lemonade and this is how I resolved a a situation in early part of my career!!!

The 11th item in my Bucket List


Kick It on the Daily Post asks What’s the 11th item on my bucket list??
First let me explain the meaning of Bucket List. A Bucket List is an experience or achievement a person would like to achieve in his/her life time.

So, What’s the 11th item on my bucket list?

My 11th Bucket List is to spend one full year of my life by just bartering my needs. That means I don’t work for money. Instead I would barter my professional service to fulfill my needs.

  
That made me think what all I need in a day / week / month of the year and how I could barter for those needs??

  • Every day I can host guests at my house as a barter for breakfast, lunch & dinner!
  • I can carpool people to spots I want to travel as a barter for GAS.
  • In a month I can buy groceries for 10 house hold as a barter for getting me groceries.
  • Every evening I can offer tutoring service as a barter for paying my electricity bills.
  • I can write promotional blogs as a barter for apparels.

Couldn’t think of more personal needs!! But I’d love to see more comment on list of things I forgot to list and I can come with the barter I can offer for that!!!

Iridiam Movie Experience – Retrospection



The entire idea of producing a movie was a long term dream of my close buddy Saravanan. Every time he came with the idea I ridiculed him.

But his perseverance paid and full marks for making his dream come true.

When he started there was hardly any money with him. He was able to get some initial funding which was sufficient for run the show for 3-4 months from a friend. He opened an office and start the discussion with that initial seed money.

Once he had the office and a script on hand he stated getting resources falling in place.

First was our Hero cum investor. Then every friends started contributing at every stage. Infact my contribution came during the post production part.

For a movie which started with a budget of 80 lakhs(8 million INR) got completed on a budget of 1.5 crore(15 million INR).

It all happened because of contribution from 13 individuals who all invested either for passion, interest on movies, business interest and personal relationship.

This experience thought me a lot of lessons;

  • Always keep asking for help be it investment or resources. Mostly it comes from unexpected sources than from expected ones.
  • If you start with dedication & perceivarance, resources will follow.
  • Lead and keep the investors on control. All 13 investors had 13 different interest and view point. If not for Saravanan’s adamant approach things would’ve fallen apart.

Finally I saw a what a person with dream and dedication can achieve without any money or resources.

He never gave up for rediculing, criticism, demotivation and threat. He has become a case study for producing a movie and releasing it. 

Though the movie bommed at the box office. I tame pride in being associated with the Movie Indistry and there is lots of take always!!!

I must thank Saravanan for pushing me to be a part of the movie. Sadly he is again critised for the failure of the movie.

All I can tell you is you have Made it Buddy!!! I’m proud of you and I’m with you!!!

NEFT not working with State Bank of India Mobile Application


NEFT Not Working on Mobile APP:

For last two days I couldn’t make NEFT transfers from my SBI Mobile APP!! I had to make my Credit Card Payment!!!

Here is the message it throws when I try to make the payment!!!

  
There was some issue with the app and for two days it didn’t get resolved!!! 

Now this unreliability would have made me to delay my credit card payment in spite of having sufficient funds with me but left with no option to transfer of withdraw!!!

Then my wife had some funds in her other bank account and I ended up making the payment!!

This is the last straw reason for me to move away from SBI!!!

But what makes me wonder is how could this bank maintain the status No.1 bank in India??

  • Their customer service is pathetic!!!
  • Their banking process is complicated!!!
  • Their technology adoption is slow!!!
  • Their technology latency rate is high!!
  • Too much of corruption!!!

It’s no wonder why most of the Nationalised banks are suffering and SBI is not far from that!!!

Criticising an entrepreneur yields empty reaction!!! Babeeee!!!!!! 



Today I’ve been criticised for a lot of my decisions and for the not soo favourable  results!!!

Criticism One

I purchased our car from a different dealer instead of the dealer you have recommended!!!

The result is the car stopped abruptly while driving!!! It took 5 breakdowns & a year to fix the issue, of which couple of breakdowns have been charged by the dealer!!

Criticism Two

I didn’t do a proper due diligance while applying for a home loan!!! This inspite of you telling not to go with a particular bank!!!

Criticism Three

I ventured into Cinema Production against your wish and against your warning!!! Eventually the movie flopped and it was a bomb in the box office!!!

Criticism Four

I’m working on the Coffee Shop project again in spite of your concerns for availibility of time to manage it!!!

Though I’ve my own reasons and explanation for all the criticism, I don’t want to make it a normal affair by justifying my decisions!!!

Let me confess that;

  • I’ve taken wrong decisions, but I progressed in some direction instead of doing nothing!!!
  • failed, but I learned my lessons!!!
  • I risked, after all life without risk is a dream!!!
  • I over-stretched, if not how can I push myself to excellence!!!

Also I’d like to remind you a point… Never criticise an entrepreneur… It will only make his resolve and perceivarance more stronger!!!

Please do understand that “Ship is safe on the shores, but it is not built for that”!!

Likewise an entrepreneur is safe doing nothing, but their genes are not tuned for that!!!

But I’d like to thank you for kindling my resolve to succeed against the odds!!!

Let me close it with my favourite number from Akon!!!

As life goes on I’m starting to learn more and more about responsibility
And I realize everything I do is affecting the people around me
So I want to take this time out to apologize for things that I’ve done
And things that haven’t occurred yet
And the things they don’t want to take responsibility for

You can put the blame on me
Said you can put the blame on me
You can put the blame on me

The key to success!!!



Knowingly or Unknowingly all my business ventures have been launched before I ready!!

My first venture Agriya;

  • It was started even before I was out of college!!!
  • Never possessed any technical or interpersonal skills!!! 
  • Could call myself a fresher entrepreneur!!

This was a turning point not in my life but also for a bunch of friends and acquaintances who started their own ventures looking at the success of my first venture!!!

My second venture People Justice Magazine!!!

  • Started at the age of 24!!!
  • No idea on how to run a magazine and that too a Tamil one!!!
  • No expertise on collecting news!!!
  • No experience in editorial!!!

The venture failed as I was not full time into it!!! Also the team I formed didn’t connect with the vision I carried!!! I wanted to go digital during 2005 and the team collapsed for the same reason!!! Today it would have been a great if we have changed!!! Anyway the learnings and connects it gave me was stupendous!!! Also we were able to print magazines for 2 years!!!

My third venture Cogzidel Technologies!!!

  • Started at a time I was broke mentally and monetarily!!!
  • Was running through multiple legal battles!!!
  • Wanted to take a spiritual break but couldn’t!!!

Still running the Show!!! Not reached the heights I anticipated!!! But able to run so far and I’m ready to take a great leap!!

My third venture Cogzidel Consultancy Services!!!

  • Started at a time I was broke mentally and monetarily!!!
  • Was running through multiple legal challenges!!!
  • Wanted to take a spiritual break but couldn’t!!!
  • No idea on what to do & how to do with this venture!!
  • Just started with my pain points but was lacking the operation knowledge!!!
  • My partner Bala was lacking the business knowledge and he was not ready too!!!

Today this company is our identity in India!!! Almost every Startups in Chennai should be aware of CCS!!! In less than a year we got the business & operational knowledge and we are working on great things!!!

My fourth venture Movie Production!!!

  • Didn’t know anything about the industry!!!
  • Didn’t have any capital when we started!!!

The movie flopped miserably!!! But I wouldn’t consider it a loss as it was a crowd funded movie and the loss can be substantiated for the experience of being  associated with the industry!!! 

Also can’t call it a failure yet as I’m on a sabbatical and planning to venture back!! This time not as a producer but as a distributor!!!

But in every case I was not ready with Capital or Experience or Knowledge or Team or any other aspects… But as I perceived everything fell in line and things happened!!!

So, I’d tell anyone running behind SUCCESS to blindly believe in the quote!!

THE KEY TO SUCCESS IS TO START BEFORE YOU’RE READY!!!

Is it possible to buy a property from fisherman hamlet???


  Got a good deal for a small sea facing house with 5-6 coconut trees!!! I’ve some commercial ideas to monitise with the property!!! 

These are some info about the property;

  • Property is located at 20 yards from sea!!
  • It is on a fishermen hamlet!!!
  • The owner has just two government certificates for ownership. There is no agreement on a stamp paper or parent documents or sale deed!!!
  • Owner is a fisherman himself!!!

Not sure if such a property could be purchased by someone who is not a fisherman???

Is it safe to buy a property without parent document or a sale deed???

Let me know if you have knowledge of purchase of such properties!!!

How to align with Mother’s & Wife’s priorities with my priority??


This is one topic which I was feeling hesitant to write it out!!! Finally decided to go ahead with an assumption that some experienced hand can guide me!!!

It was planned a month back that my wife and I would be in Chennai during Pongal and complete all our bank related work… As always there was some change in plan and her visit to Chennai has been pushed to second week of February!!

So, I’ve filled forms and collected all necessary documents, got it signed by my wife and came to Chennai to complete the banking work!!! 

Upon submission of all the forms and documents to the bank there were request for some additional documents which has to be signed by my wife!!

Then I had to get this completed by having to & fro movement of documents to get the task completed!! For a task which could have been completed easily if my wife had been in person, took me 3-4 addition days with physical and mental stress added to it!!

Then I’ve planned of taking my mother to Madurai & Bangalore coming week to complete our obligation out there!!!

She agreed to make it up this week!! Now she wants to work on her pension and she has asked me to plan some other day to work Madurai & Bangalore priorities!!!

Unfortunately they fail to understand that I had to balance my professional & personal time!! I’ve planned to work from home for last week and coming week to concentrate on my personal work!!! 

Now lack of understanding and support has collapsed my plans!!! They get angry on me when I push them to align with my plans!!!

Finally I could complete last weeks work with unnecessary difficulty and cancelled the plans with I had with mother!!!

Really struggling to align the two important women of mine to travel along with me!!!

Fastest Development of a Locality


Coimbatore is one city which I admire a lot and also thought of getting settled sometime soon… In Coimbatore, Vadavalli was my favorate locality…

I first went to Vadavalli during 2010, when my friend Nanda moved his office NDot… For next two years I’ve frequented this locality often and thought of buying a property & even thought of setting Naturals Beauty Salon franchisee…

I always enjoyed my drive from Agri University till Marudamalai…

Because of my busy business schedule during 2012 & personal commitments during 2013, I couldn’t frequent Coimbatore…

I was going to Tusker Valley Resort through this locality yesterday I was was startled at the development… I’ve never see such a blasting & fast development even in Chennai or Bangalore…

Personally I’m saddened as I lost a locality which is for sure gonna unlovable & unliveable…