A life without computer: What does it look like??


Lived the first eighteen years of my life without access to technology. There were no internet or mobiles then, even a computer was considered a toy for wealthy.

Then slowly internet came and it quickly took over me. Also I built a career backed by Internet & Mobile.

Then at one point in life I was running through a rough patch. Then I started blogging just to keep me engaged. Over a point blogging became an habit and slowly if became an addiction.

Today I can’t even think of a life without Mobile, Internet & Blog!!!

I’ve tried many instances to stay away from gadgets and technology for one day in a month. Slowly within hours it made me restless and I give up!!

I know it is not a healthy thing and one of my 2016 goal is to practice staying away from Computers / Technology at least once a week.

I’ve planned to convert my small land measuring little more than an acre into a farmhouse and consider engaging myself into farm activities every Sunday.Will jump into execution as soon as my wife joins me.

Life After Blogs: I’m seriously considering to buy a big farm and venture into organic farming!!!

What is this situation called!!!



Two weeks back I had a discussion with my CFO Mr. Bala and we decided to rework on our Coffee Shop initiative!!!

Like we anticipated there were lots of hiccups on reworking on big Coffee Shop. It involved many challenges like;

  • Finding Coffee/Snack Menu
  • Finding a Shop
  • Working on Interiors
  • Working ways options to need capital needs!!
  • Recruiting staff

Then with lot of delebration we have decided to go for a franchise for a small coffee shop kiosk.

By doing this we thought;

  • We will have a quick start!!
  • Reduce on Capital Cost!!
  • Can meet our requiredCapital expanses through internal sources!!
  • Franchiser takes care of supply chain and stafftraining!! 

With that thought we immediately arranged a meeting with a franchiser and made an agreement him, we fixed a place and as always it was the bank which was playing spoilsport to fund us in spite of holding an FD!!!

Bank offered us 80% of our FD as loan and we asked for 100% as we have a working relationship with the bank for a long time and also we have;

  • Fixed Deposit
  • Current Account which has no interest!!
  • A 60+ salary account

In spite of threatening the bank that we have to look for another bank they stretched the limit to 90% of FD. But we agreed for this ask the money was sufficient to start!!

When we thought we have set everything is place and we were good to start. The place we finalised couldn’t be fixed as the person incharge backtracked for some reasons.

Now we are aggressively looking for place!! It is a Coffee Shop Kiosk and we need 10 * 10 sq ft space in some prime locality or commercial place which can get us lot of footfalls!!

We are looking for a place in following locations.. Kindly pass a message if you have any reference;

  • Porur
  • Valasaravakkam
  • Kesavardhini
  • Alwarthirunagar
  • Virugambakkam
  • Avichi School
  • Vadapalani
  • Butt Road
  • Manapakkam
  • Mugalivakkam

Thanks in advance for sharing leads!!

My Five To-Do’s and Life after its Done!!!


There are many To-Do list in my life but let me list the top five;

  1. Exercise and reduce 30 kilos of weight!!
  2. Meditate for an hour everyday!!
  3. Create a Neem Tree forest in a 10 acre barren dry place!!
  4. Survive an year by bartering!!
  5. Sunday’s live with nature by staying disconnected from Internet, Mobile & Television!!

When I come across a day where those to-do’s were accomplished will definitely make me feel happy and I’ll carry a sense of accomplishment!!

Then I’d look out ways to continue task which to-do’s that needs continuity and document other one time to-do’s!

Then I will start thinking What is my next To-Do? And workout ways to get that Done!

Every challenge throws an opportunity!! This is how I got my Opportunity!!!



Became an Entrepreneurship against the wishes of my parents during 1st September 2000 a month or two before the dot-com bubble.I remember it was sometime around December 2001, it was already 15 months of entrepreneurship and things were not getting any simple… World was still reeling under dot-com bubble and 9/11 terror attack has only made matters worse and nothing was gloomy… Life became very challenging and cruel to me as;

  • Money due to my mentor & vendors has started accruing.
  • All my efforts of winning a project was hitting to a dead end. 
  • Criticism from friends and family were getting aggressive every passing day.

But every challenging situation throws a opportunity unknown to us!! Like wise an opportunity one day to my dingy office in an oil go-down. The place was hot, dusty and smelled oil everywhere and I had this 10 year experienced US return who came to me asking for a Job. He was too experienced for me to handle and i was not interested give him an offer. But the conversation between us gave me a new dimension.

US Returnee: Hello Sir!!

ME: SIR?? Who Me?

US Returnee: Yes Sir!!

ME: Yes tell me.. How Can I help you??

US Returnee: I’m looking for a Job. Here is my resume.

ME: Resume read 10 years experience, 4 years in US etc etc. OMG!! I Said, you are too experienced to work under me who doesn’t carry any experience.

US Returnee: No Problem Sir! All i need is a job to engage myself. I didn’t want to stay at home and become dumb.

ME: Sorry, I’m not in a position to offer salary. I think you are in a wrong place.

US Returnee: No Problem Sir!! I’ve earned enough money to survive next couple of years. All I need is a job. Pls consider me.

ME: I don’t have any computers to accommodate you.

US Returnee: No Problem Sir!! I’ve a LapTop and I can bring that. Just give me Job & Projects to work thats enough.

ME: Mind Voice “LapTop ah?? I’ve just seen that on TV commercials and on internet”. Then I told him that I’m not in a position to offer him a job.

US Returnee: I’m ready to offer some money for the Job.

ME: I closed the conversation by telling it is not going to work and I was not interested.

But this situation opened an opportunity in life and I thought why not recruit 3-4 freshers and build a product and leverage on that product. The same day posted a walk-in on a Yahoo Groups for Chennai Freshers .

Again this was like a opening up of another devil. I was sleeping and my mother woke me up telling it was a call from mentor. It was 6.30 AM and I picked the phone and here goes the conversation;

Mentor: What did you do?

ME: I did nothing SIR.

Mentor: There are some 200+ people waiting at the entrance of the office.

ME: 200? I made a post for walk-in in Yahoo Group thats it?

Mentor: What ever goto office and see to it that you are talking to the crowd and send them off ASAP.

ME: Ok Sir!! I’ll be there by 8AM and I’ll handle SIR..

I got ready and immediately drove to the spot. To my surprise the crowd has grown to a couple of 1000’s. My mentor has panicked and has sent his staff to tackle the situation. Already I stared shivering and my brain totally stopped working. Even thought of running away from the situation. But I wanted to handle the situation at any cost because I didn’t want the crowd to damage the office.

I Climbed the compound wall and shouted telling I was a startup, till now it is just me and i’m looking for just 4-5 developers. I thought that is it, but to my surprised every individual started pleading to consider them for that 5 opening. There were people who have traveled from Bangalore, Hydrabad & Mumbai for just a Yahoo Group post. That is how the Job Openings became viral during those recession time.

For me coming out of the walk-in was the only thing on my mind. People used every reasons from sympathy factors, to health issues, to parents health issues, to poverty to get a job. One girl was literally crying when she got rejected and then came her father. Her father said;

Sir!! She is my daughter, she is a gold medalist and her self-confidence has gone down. I’ve not seen her like this & i dont want to see her like this. Here is 1,00,000 INR Sir(It was ready cash)!!! Take this and give her a job. That didn’t look like an opportunity. It only made my already panicked mind into more panic and i rejected that offer and sent that man out. Some how i managed to move away from that day..

After moving from that day it was again days of criticism, push from vendors and desperation to succeed. But no where money was coming. That is were i thought why not I call the US Returnee & The Gold Medalist girl and take a Job Deposit from them. Unfortunately I lost their contact.

From then I started to demand deposit for the job which would be returned after a year. Some how I managed to get Job Deposits from 2 recruits. With that money I could settle all my debts and settle all my commitments with 5 months liquidity. With no distraction for 5 months I could turn things by 3rd month and there was no looking back from then.

Life is not a Not Lemonade and this is how I resolved a a situation in early part of my career!!!

The 11th item in my Bucket List


Kick It on the Daily Post asks What’s the 11th item on my bucket list??
First let me explain the meaning of Bucket List. A Bucket List is an experience or achievement a person would like to achieve in his/her life time.

So, What’s the 11th item on my bucket list?

My 11th Bucket List is to spend one full year of my life by just bartering my needs. That means I don’t work for money. Instead I would barter my professional service to fulfill my needs.

  
That made me think what all I need in a day / week / month of the year and how I could barter for those needs??

  • Every day I can host guests at my house as a barter for breakfast, lunch & dinner!
  • I can carpool people to spots I want to travel as a barter for GAS.
  • In a month I can buy groceries for 10 house hold as a barter for getting me groceries.
  • Every evening I can offer tutoring service as a barter for paying my electricity bills.
  • I can write promotional blogs as a barter for apparels.

Couldn’t think of more personal needs!! But I’d love to see more comment on list of things I forgot to list and I can come with the barter I can offer for that!!!

Iridiam Movie Experience – Retrospection



The entire idea of producing a movie was a long term dream of my close buddy Saravanan. Every time he came with the idea I ridiculed him.

But his perseverance paid and full marks for making his dream come true.

When he started there was hardly any money with him. He was able to get some initial funding which was sufficient for run the show for 3-4 months from a friend. He opened an office and start the discussion with that initial seed money.

Once he had the office and a script on hand he stated getting resources falling in place.

First was our Hero cum investor. Then every friends started contributing at every stage. Infact my contribution came during the post production part.

For a movie which started with a budget of 80 lakhs(8 million INR) got completed on a budget of 1.5 crore(15 million INR).

It all happened because of contribution from 13 individuals who all invested either for passion, interest on movies, business interest and personal relationship.

This experience thought me a lot of lessons;

  • Always keep asking for help be it investment or resources. Mostly it comes from unexpected sources than from expected ones.
  • If you start with dedication & perceivarance, resources will follow.
  • Lead and keep the investors on control. All 13 investors had 13 different interest and view point. If not for Saravanan’s adamant approach things would’ve fallen apart.

Finally I saw a what a person with dream and dedication can achieve without any money or resources.

He never gave up for rediculing, criticism, demotivation and threat. He has become a case study for producing a movie and releasing it. 

Though the movie bommed at the box office. I tame pride in being associated with the Movie Indistry and there is lots of take always!!!

I must thank Saravanan for pushing me to be a part of the movie. Sadly he is again critised for the failure of the movie.

All I can tell you is you have Made it Buddy!!! I’m proud of you and I’m with you!!!

NEFT not working with State Bank of India Mobile Application


NEFT Not Working on Mobile APP:

For last two days I couldn’t make NEFT transfers from my SBI Mobile APP!! I had to make my Credit Card Payment!!!

Here is the message it throws when I try to make the payment!!!

  
There was some issue with the app and for two days it didn’t get resolved!!! 

Now this unreliability would have made me to delay my credit card payment in spite of having sufficient funds with me but left with no option to transfer of withdraw!!!

Then my wife had some funds in her other bank account and I ended up making the payment!!

This is the last straw reason for me to move away from SBI!!!

But what makes me wonder is how could this bank maintain the status No.1 bank in India??

  • Their customer service is pathetic!!!
  • Their banking process is complicated!!!
  • Their technology adoption is slow!!!
  • Their technology latency rate is high!!
  • Too much of corruption!!!

It’s no wonder why most of the Nationalised banks are suffering and SBI is not far from that!!!

Revival of my Coffee Shop Dream


Went to CCS after a while and it was a long business meeting with Bala.. After wrapping our business discussions, it was chill out time and Bala casually asked about the status of Coffee Shop initiative!!!

It all started from here and I was explaining Bala on where we were struck and the funding required for the project!!

Then Bala immediately opened an avenue through NEEDS Program Tamil Nadu and this one spark was enough!!!

Immediately we contacted our old consultant and Bala referred a new consultant!!!

In just a week he worked on;

  • Finding the place!!
  • Working out funding options thru NEEDS!!
  • Working out Over Draft facility with existing banker based on our relationship!!!

With the funding challenge solved and with the place finalised, it is just setting up the shop!!

Yesterday Bala had a meeting with a vendor who has expertise in setting up coffee shops and got all the prerequisites!!!

Now it is time to get quotation from multiple vendors and work on executing the plan!!!

Let me take this opportunity to thank Bala for the Push!!! My next blog would be with the snaps of our Shop!!

Criticising an entrepreneur yields empty reaction!!! Babeeee!!!!!! 



Today I’ve been criticised for a lot of my decisions and for the not soo favourable  results!!!

Criticism One

I purchased our car from a different dealer instead of the dealer you have recommended!!!

The result is the car stopped abruptly while driving!!! It took 5 breakdowns & a year to fix the issue, of which couple of breakdowns have been charged by the dealer!!

Criticism Two

I didn’t do a proper due diligance while applying for a home loan!!! This inspite of you telling not to go with a particular bank!!!

Criticism Three

I ventured into Cinema Production against your wish and against your warning!!! Eventually the movie flopped and it was a bomb in the box office!!!

Criticism Four

I’m working on the Coffee Shop project again in spite of your concerns for availibility of time to manage it!!!

Though I’ve my own reasons and explanation for all the criticism, I don’t want to make it a normal affair by justifying my decisions!!!

Let me confess that;

  • I’ve taken wrong decisions, but I progressed in some direction instead of doing nothing!!!
  • failed, but I learned my lessons!!!
  • I risked, after all life without risk is a dream!!!
  • I over-stretched, if not how can I push myself to excellence!!!

Also I’d like to remind you a point… Never criticise an entrepreneur… It will only make his resolve and perceivarance more stronger!!!

Please do understand that “Ship is safe on the shores, but it is not built for that”!!

Likewise an entrepreneur is safe doing nothing, but their genes are not tuned for that!!!

But I’d like to thank you for kindling my resolve to succeed against the odds!!!

Let me close it with my favourite number from Akon!!!

As life goes on I’m starting to learn more and more about responsibility
And I realize everything I do is affecting the people around me
So I want to take this time out to apologize for things that I’ve done
And things that haven’t occurred yet
And the things they don’t want to take responsibility for

You can put the blame on me
Said you can put the blame on me
You can put the blame on me

The key to success!!!



Knowingly or Unknowingly all my business ventures have been launched before I ready!!

My first venture Agriya;

  • It was started even before I was out of college!!!
  • Never possessed any technical or interpersonal skills!!! 
  • Could call myself a fresher entrepreneur!!

This was a turning point not in my life but also for a bunch of friends and acquaintances who started their own ventures looking at the success of my first venture!!!

My second venture People Justice Magazine!!!

  • Started at the age of 24!!!
  • No idea on how to run a magazine and that too a Tamil one!!!
  • No expertise on collecting news!!!
  • No experience in editorial!!!

The venture failed as I was not full time into it!!! Also the team I formed didn’t connect with the vision I carried!!! I wanted to go digital during 2005 and the team collapsed for the same reason!!! Today it would have been a great if we have changed!!! Anyway the learnings and connects it gave me was stupendous!!! Also we were able to print magazines for 2 years!!!

My third venture Cogzidel Technologies!!!

  • Started at a time I was broke mentally and monetarily!!!
  • Was running through multiple legal battles!!!
  • Wanted to take a spiritual break but couldn’t!!!

Still running the Show!!! Not reached the heights I anticipated!!! But able to run so far and I’m ready to take a great leap!!

My third venture Cogzidel Consultancy Services!!!

  • Started at a time I was broke mentally and monetarily!!!
  • Was running through multiple legal challenges!!!
  • Wanted to take a spiritual break but couldn’t!!!
  • No idea on what to do & how to do with this venture!!
  • Just started with my pain points but was lacking the operation knowledge!!!
  • My partner Bala was lacking the business knowledge and he was not ready too!!!

Today this company is our identity in India!!! Almost every Startups in Chennai should be aware of CCS!!! In less than a year we got the business & operational knowledge and we are working on great things!!!

My fourth venture Movie Production!!!

  • Didn’t know anything about the industry!!!
  • Didn’t have any capital when we started!!!

The movie flopped miserably!!! But I wouldn’t consider it a loss as it was a crowd funded movie and the loss can be substantiated for the experience of being  associated with the industry!!! 

Also can’t call it a failure yet as I’m on a sabbatical and planning to venture back!! This time not as a producer but as a distributor!!!

But in every case I was not ready with Capital or Experience or Knowledge or Team or any other aspects… But as I perceived everything fell in line and things happened!!!

So, I’d tell anyone running behind SUCCESS to blindly believe in the quote!!

THE KEY TO SUCCESS IS TO START BEFORE YOU’RE READY!!!